1987 Stock market crash - 30 years on

Black Monday (1987)
  • Do I remember? You betcha
  • Where was I? Hospitalized at Craig Hospital, Denver (recovering from a broken neck)
  • Amount in the market? Basically we just had our heads above water. Not in the market


My upcoming cancer treatment plan

Salvage Radiotherapy (SRT) + Androgen deprivation therapy (ADT) (Hormone Therapy for Prostate Cancer)


Regina Marie "Reggie" Linz

Regina Marie "Reggie" LINZ
Regina Marie "Reggie," 65, of Naples, FL and Belle Center, OH, passed away Thursday, May 7, 2015. Born and educated in Cincinnati, OH, Reggie went on to a thirty-seven year healthcare career as a surgical technologist at Grandview, Southview and Kettering Medical Centers in Dayton, OH. She was a compassionate volunteer helping people locally and abroad. She traveled many times to third-world countries assisting with free surgical care to indigent patients. Reggie's passions included skiing, scuba-diving, boating, motorcycles, sports cars, carpentry, travel, movies and music. Reggie was predeceased by her dear friend, Dr. Alison Ann Clarey, father Vincent H. Linz, and sister Margaret Linz Meyer (Roger). She is survived by her mother Virginia Linz Zettel, sister Patricia Linz Ladrigan (Terrence F.), brother Vincent A. Linz, niece Marlene E. Meyer (Greg Britton), great-niece Maggie Britton. The family will receive friends from 4:00 to 7:00 p.m. Thursday, May 14, 2015 at the TOBIAS FUNERAL HOME-FAR HILLS CHAPEL, Dayton, OH. Funeral service 11:00 a.m. Friday, May 15, 2015 at Christ United Methodist Church, Kettering, OH. Interment David's Cemetery. Memorial donations may be made to Naples Botanical Garden, 4820 Bayshore Dr., Naples, FL 34112. 239-643-7275. naplesgarden.org. Online condolences may be expressed by going to www.tobiasfuneralhome.com
Comment: Another #OHHS67 classmate

Jennifer Ann Farfsing (née Chamberlain)

Jennifer Ann Farfsing


Jennifer Ann Farfsing, beloved wife, mother and sister passed away on July 2, 2017 after a long and courageous battle with cancer. Jennifer was born September 15, 1949 in Cincinnati, Ohio to Donald and Jacqueline Chamberlain. After high school she attended the University of Cincinnati graduating with a B.S. in Education. She immediately began her teaching career working for the Cincinnati School System.

In 1990 she moved with her husband Joe and son Andy to Reno and continued her teaching career with the Washoe County School District, teaching at Silver Lake, Marvin Moss, Hunsburger and retiring in 2015 from Caughlin Ranch. The majority of her career was spent in kindergarten. Here is where she found her niche and dedicated herself to her student's complete education. Jennifer's car was always the first one in the parking lot and the last one to leave. Yet, once at home she continued to work preparing for her students next day's learning. Teaching was never a job to Jennifer but her life work of 40 years. She loved her classroom time.

Jennifer's other passion was traveling, particularly to the beach. She especially loved Florida and cruising the southern Caribbean over the Christmas holidays. While on her trips her students were always on her mind. Jennifer always made sure she brought home souvenirs for each of her students. She was always generous, always thinking of others and never of herself. She had compassion for everyone and everything in her life.

Jennifer is preceded in death by her parents Don and Jacki Chamberlain. She is survived by her husband Joe, son Andy, Sister Karen Hawkins (Ed) and numerous friends.

The family would like to thank and will always be grateful to all her Doctors, Nurses, Caregivers, her friends and relatives who were so helpful and compassionate throughout her struggle with cancer.

Per Jennifer's request she did not want a service, but wants everyone to know, "I will miss you all dearly, but please don't be sad, instead smile and know that I have gone to the beach….until we meet again." Neptune Society handled arrangements.

Published in Reno Gazette-Journal on July 9, 2017

Comment: One of my lovely #OHHS67 classmates. So sad!

"You're into guns - Right?!"

Not my gun safe! I don't have a gun safe! 

Responding to a comment on my previous post.

The comment: "It's time for Christians to stand up to the Alt-right gun nuts and push for gun control, now!"

As to the Alt-Right part of Anon's comment - I think tarring Biblical Christianity with the Alt-Right tag is a canard. I provided a link to respond briefly to that in a reply to Anon's comment. I was at a Reformation conference yesterday and during a break I bumped into a pastor whom I know and he sad/asked: "You're into guns - Right?!" Clarifying that:

  • I haven't shot a gun in probably 10 years
  • I used to have 4 handguns. A year ago when I thought I was likely to die soon, I sold 3 of my four guns because the wife didn't want my guns around after my demise.
  • I have my grandfather's gun only - an antique from the 30's. It has been rebuilt and shoots but I haven't shot since the rebuild
I would like to disabuse the idea that Christians have a position on gun control:
  • No Christian creed mentions guns (or self defense (they creeds predate gun technology))
  • No confession of faith (eg the Westminister Shorter Catechism, London Baptist Confession (1689), New Hampshire Baptist Confession (1833) mentions self-defense). The New Hampshire confession was written in the era of semi-modern firearms so the concept of firearms was well-know - eg the Springfield Model 1855. The Second Amendment predates the New Hampshire confession by 44 years so it could have addressed it
  • I can think of no American Christian denomination that has taken a pro-gun stand. I've considered the many brands of Baptists, non-denom's, EFCA, and Christian colleges and universities, et cetera.
  • I personally have been a member of various churches over nearly 50 years and ditto - crickets on guns.
  • I pastored 3 churches over 16 years and never took a position that I would call either pro-gun or anti-gun.
Do I have a position on gun control?
  • I am support the United States Constitution and the Bill of Rights.
  • I support the 2nd Amendment
  • I support common sense gun control that protects both the rights of individuals to bear arms balanced with the need to protect against the madness of Mandalay Bay-like monsters
  • More on this below but - No amount of gun control will protect us from Evil!
More on Monsters

  • The image above is from the old FPS game - Doom
  • The Monsters in Doom spawn out of mid-air (I haven't played this game in years - but I can tell you it is very creepy!)
  • Our valueless society spawns Monsters!

The nearly 800 comments on this opinion piece are interesting:

See The Culture of Death
When Columbine happened in the spring of 1999, it hit me like a wave of sickness. I wrote a piece about the culture of death that produced the teenage shooters: “Think of it this way. Your child is an intelligent little fish. He swims in deep water. Waves of sound and sight, of thought and fact, come invisibly through that water, like radar. . . . The sound from the television is a wave, and the sound from the radio; the headlines on the newsstand, on the magazines, on the ad on the bus as it whizzes by—all are waves. The fish—your child—is bombarded and barely knows it. But the waves contain words like this, which I’ll limit to only one source, the news:

“. . . was found strangled and is believed to have been sexually molested . . . had her breast implants removed . . . took the stand to say the killer was smiling the day the show aired . . . said the procedure is, in fact, legal infanticide . . . is thought to be connected to earlier sexual activity among teens . . . court battle over who owns the frozen sperm . . . contains songs that call for dominating and even imprisoning women . . . died of lethal injection . . . had threatened to kill her children . . . had asked Kevorkian for help in killing himself . . . protested the game, which they said has gone beyond violence to sadism . . . showed no remorse . . . which is about a wager over whether he could sleep with another student . . .

“This is the ocean in which our children swim. This is the sound of our culture. It comes from all parts of our culture and reaches all parts of our culture, and all the people in it, which is everybody.”

We were bringing up our children in an unwell atmosphere.


On this day of one of history's greatest infamies ...

The nature of this age

"evil people ... will go on from bad to worse" (2 Timothy 3:13)

"this present evil age" (Galatians 1:4)

"[men will be] inventors of evil" (Romans 1:30)




Old National Bank

Anchor Bank sold to Old National for $303M


Anchor Bank, the second largest community bank in the Twin Cities, will be acquired by Old National Bancorp in a deal worth $303.2 million, the banks announced Tuesday morning.

Anchor Bank has 17 branches in the Twin Cities and one in Mankato. The company has $2.1 billion in assets, second only to Bremer Bank in the Twin Cities. The deal must still be approved by federal regulators and Anchor Bank stockholders.

“It’s bittersweet,” said Anchor CEO Carl Jones, whose father Winton Jones founded the bank in 1967. “Our family started looking for new ways to help Anchor support our growth, and the growth of our customers. We decided that partnering with a larger organization would be the best option for our employees and customers.”

Analysts said the transaction is likely to be the first of several in Minnesota for the rapidly expanding Old National, which is headquartered in Evansville, Ind.

Since 2011, Old National has snapped up nine banking companies as part of an aggressive Midwestern expansion that cost more than $900 million and allowed the bank to push into Michigan and Wisconsin. The deals added more than 180 branches and assets of more than $9 billion, according to the company’s filings with the federal Securities and Exchange Commission.

Bob Jones, president and CEO of Old National, said the company would be interested in pursuing other acquisitions in Minnesota.

“We love the state — we love the market,” said Jones, who is unrelated to the family that owns Anchor Bank. “Any time there is another opportunity here, we’d look at it.”
Comment: Nice dividend of 3%


The Den - Window Repair

This, I hope, is our last housing repair project this year: rebuild of the den window system: 2 casement windows and 1 fixed with the glass transom above. There is rot in the lower corners and the seals are broken. Scott's windows is doing the work.

First Kathee is staining and varnishing (polyurethane) the staves and the bottom sections. Above is her setup in thae garage. Staining is done ... halfway through the varnishing.... Update: Scott came on 9/28 and rebuilt and installed 3 sections.
Comment: Our house is 22 years old. We  have replaced or repaired almost every window.  The ones we have not: Dining room (there is an overhang that protects this window); Nathan's bedroom (he's been out for 16 years but we still call it his room -  the deck overhangs and protects this window);  and finally there is a small window in  the laundry room  that has some protection from the weather.

Otherwise - every other window has either been replaced or repaired. We were fortunate to have a hail storm about 12 years ago that damaged windows on  two sides and insurance paid for their replacement.

Kathee, by the way, did a super job with this project!


How much gold is there in the world?

How much gold is there in the world?


Warren Buffett, one of the world's richest investors, says the total amount of gold in the world - the gold above ground, that is - could fit into a cube with sides of just 20m (67ft).xxx But is that all there is? And if so, how do we know?xxx A figure that is widely used by investors comes from Thomson Reuters GFMS, which produces an annual gold survey. Their latest figure for all the gold in the world is 171,300 tonnes - which is almost exactly the same as the amount in our super-villain's imaginary cube.xxx A cube made of 171,300 tonnes would be about 20.7m (68ft) on each side. Or to put it another way, it would reach to 9.8m above ground level if exactly covering Wimbledon Centre Court.xxx But not everyone agrees with the GFMS figures.xxx Estimates range from 155,244 tonnes, marginally less than the GFMS figure, to about 16 times that amount - 2.5 million tonnes.xxx That bigger figure would make a cube of sides 50m (166ft) long, or a column of gold towering 143m above Wimbledon centre court.

Comment: We were having a discussion yesterday from I Kings 10 which has the word "gold" 13 times


Health Update: Good Report

I had a CAT scan and saw the urologist today and here's the update - it's good if you want to skip the details:

  • I'm now 19 months post surgery and exactly 1 year since "the news". 
  • The pathology report on the cells from the removed prostate indicated that the cell type is aggressive and that the cancer had escaped the organ
  • Today's scan did not show any tumors but the blood work still indicates cancer at the bio-chemical level
  • The routine has been: imaging, blood work and appointments and scans
  • The PSA has doubled since last October. It reports at .4 (should be zero with no prostate). The cancer cells are producing the PSA at this point. A helpful article on this is here.
  • I have a radiation consultation on October 11th. I think we will go with the radiation to try to kill cancer cells near the bladder - Urethra site. This approach has side effects but may extend my life

Thanks for your prayers and encouragement. For all blog posts on my cancer journey click here.

More on radiation option


North Korea: Four Scenarios

Scenario #1: coup d'état North Korean Regime Crumbling


Declaring that “Kim Jong Un’s days are numbered,” one of the highest-ranking North Korean officials to ever defect to South Korea shared rare firsthand knowledge and insight into the what he describes as the deteriorating situation inside the secretive and repressive Kim Jong Un regime.

“The elite class, which had supported North Korean society, has turned their backs on Kim Jong Un. Traditional structures of the North Korean system are crumbling,” said Thae Yong-ho, North Korea’s former deputy ambassador in London, who defected to South Korea in July.

...The possibility of a military coup inside North Korea is remote because the leadership is loyal to Kim, he said. Although he notes that many in the armed forces are also frustrated with the current system.

Thae is currently an analyst at the Institute for National Security Strategy, a research organization affiliated with South Korea’s National Intelligence Service.
Scenario #2: 'surgical strike' (no response by DPRK) South Korea's military draws up plans for a 'surgical strike' to take out Kim Jong-un's missile and nuclear facilities if orders are given to remove the dictator


South Korea's military is drawing up plans for a 'surgical strike' to take out Kim Jong-un's missile and nuclear facilities if orders are given to remove the dictator.

Taurus cruise missiles fired from F-15 fighters would be used to destroy the facilities if President Moon Jae-in gives the go ahead in an emergency, it is claimed.

The contingency measure would be initiated by the President's Special Forces, according to reports by Seoul newspaper Munwha Ilbo.
Scenario #3: 'surgical strike' (response by DPRK) In North Korea, ‘Surgical Strike’ Could Spin Into ‘Worst Kind of Fighting’


Over the years, as it does for potential crises around the world, the Pentagon has drafted and refined multiple war plans, including an enormous retaliatory invasion and limited pre-emptive attacks, and it holds annual military exercises with South Korean forces based on them.

On Wednesday, the Trump administration made a point of threatening a military response. Gen. Vincent K. Brooks, commander of the American forces that conducted a missile exercise with South Korea, said the United States had chosen “self-restraint” with the North. Nikki R. Haley, the American ambassador to the United Nations, said her country’s “considerable military forces” were an option. “We will use them if we must, but we prefer not to have to go in that direction,” she told the Security Council.

But the military options are more grim than ever.

Even the most limited strike risks staggering casualties, because North Korea could retaliate with the thousands of artillery pieces it has positioned along its border with the South. Though the arsenal is of limited range and could be destroyed in days, the United States defense secretary, Jim Mattis, recently warned that if North Korea used it, it “would be probably the worst kind of fighting in most people’s lifetimes.”
Scenario #4: North Korea attacks:  North Korean threats make Bay Area ponder the unthinkable: a nuclear attack


For the first time since the end of the Cold War, Bay Area residents are being forced to confront the unthinkable: the possibility of a nuclear attack on our own soil.

It’s a scenario that suddenly became real after reports that the North Korean government has figured out how to make a nuclear warhead small enough to fit on an intercontinental missile — and after President Donald Trump vowed North Koreans would face “fire and fury” if they continued making threats, in an apparently improvised public response.

A nuclear strike would be devastating to the Bay Area, and there’s no preparation that could avoid that. But there are a few simple steps — like staying inside instead of trying to flee — that can help prevent radiation poisoning and save lives, experts say.
Comment: What do you think?

"Rigorous protocol" miscounts spelunkers - Indiana University student left behind for 2½ days

After photo

IU freshman rescued after surviving three days in cave


For three days, the IU freshman was trapped in the cave, wondering why the other students had left him behind in the darkness. He licked the moisture off the walls that surrounded him. He licked the wrappers of Clif bars and debated eating crickets. In the dim light of his iPhone, he tapped out goodbye letters to his family. After the battery died, he carried on imaginary conversations with the friends he thought he’d never see again. “I was very confused and pretty scared,” Lukas Cavar told the Indiana Daily Student. “It took me a little while to wrangle my emotions and sort of approach things analytically, sensibly, to come up with a game plan to survive.” Cavar, a 19-year-old physics major, was rescued late Tuesday night after the president of the Caving Club realized that the group had forgotten the freshman at the end of Sunday’s trip to Sullivan Cave in Southern Indiana. The club’s leaders raced to the cave and unlocked the entrance gate — the same gate one of them had locked on their way out, trapping Cavar.
Indiana man 'glad to be alive' after being forgotten and locked in cave for 60 hours


A message posted by the Caving Club's president on a website for Indiana University student organizations says the club's "rigorous protocols" for accounting for members during cave excursions had failed. "We had a failure in our leadership to closely follow all these safety procedures," the message states.
Comment: Source of Lukas Cavar "before" photo. Source of cave entrance photo. Info on Sullivan Cave


Disaster Relief: Please Consider How You Might Give!

The Best-Kept Secret in Disaster Relief: Southern Baptists


As Hurricane Irma leaves behind a trail of destruction and pain, the nation again turns its eyes to disaster relief. Just a few weeks ago, Hurricane Harvey brought out the best in many of us. Desiring to aid the victims in Texas, celebrities traded on their popularity to encourage donations and volunteers. Average citizens opened up their wallets, gave of their time, and expended energy as they rushed to help fellow citizens. Local non-profits and large multi-national corporations alike demonstrated that compassion is a universal trait of humanity. No doubt, the response to Hurricane Irma will be just as compassionate and swift.

As people and organizations rush to Florida to aid those affected by Hurricane Irma, one organization that responds to natural disasters is often overlooked — the Southern Baptist Convention's Disaster Relief program. Under the auspices of the North American Mission Board, SBC, the Disaster Relief program quickly moves into devastated areas with well-trained and coordinated manpower, physical resources like food and clothing, and, of course, money.
Christians Far Outgive Government in Hurricane Relief


From Southern Baptist Disaster Relief to non-denominational Christian groups to the Methodists to the Seventh Day Adventists, each faith-based organization specializes in different areas, and has processes in place that no government agency can drop in and set up on a whim.

If we want a full recovery it's not going to come from the bureaucratic mammoth that is Big Government, but rather, God, and His church, because unlike the federal government, this is the charge for each Christian:

"Greater love has no one than this: to lay down one's life for one's friends." John 15:13
Comment: Two state agencies:

Texas Southern Baptist Disaster Relief
Florida Southern Baptist Disaster Relief


Naples: Irma Aftermath - "Over-all, your city is a mess"

Ladies and Gentlemen:

The purpose of this message is to provide information to you regarding the conditions in Naples following yesterday's Hurricane Irma.

The reports provided by the national news services fairly represented actual conditions. Hurricane-force winds were ferocious. Maximum wind speed of 142 m.p.h. was reported. The eye wall, the most powerful part of the hurricane, passed over Naples and was followed by the calm "eye". Rather than experiencing hurricane-force winds after the eye passed through, the wind velocity, while significant, did not approach the velocity of the front quadrant. We understand that significant hurricane force winds did continue further inland. Winds continued through the night and began to subside by day break.

Electrical power is lost in most areas. Because of state-wide outages, electrical service may not be restored for days, or perhaps weeks. Water service is not available in some neighborhoods. Numerous water line breaks, caused by up-rooted trees, have drained the water system. The water treatment plant continues to provide water, but full-service will not be available to some areas until the water lines are repaired. We hope to complete most repairs within three days.

The storm surge continued to rise throughout the night. Instead of the predicted 10' to 15' storm surge, we estimate the actual storm surge was at a height at 2' to 3' because of the lower wind velocity in the back side of the hurricane. Some flooding of structures may have occurred in the Tin City area. There are no reports of storm surge flooding of other residential and business properties. Some streets are impassable because of standing water.

Because of fallen trees, getting into the city is difficult or impossible. Almost all streets within the city are blocked because of fallen trees, branches, and power lines. Driveway access may be blocked. Hundreds of the new decorative stop signs are lost. The Naples Pier was damaged. Cambier Park is a mess, and the Fleishmann Community Center was damaged. The Fire Station at the Naples Airport was destroyed. Loss of trees on the public rights-of-way and private property is substantial, as are other landscaping. Expect to find damaged roof-top equipment, such as air conditioning units, fences, pool cages, and attachments to structures, and limited loss of roof shingles.

Again, we caution that it may be some time before electrical service is restored. Your city's staff and City Council have no control over FPL's restoration of service, nor are we able to learn when service will be restored. Also, we do not know when Comcast, Verizon, or other services will be restored.

Over-all, your city is a mess.

And now for the good news. While your city looks wrecked, almost all of it can be quickly cleaned up. Much of the damaged landscape will survive if properly cared for, and trees can be replaced. Water will soon recede, traffic signals will be repaired, and decorative street signs will be replace. We have observed very little structural damage to residential and business properties. We may learn that some homes are damaged because of fallen trees, but wind damage is not readily apparent for most homes, condominiums, and businesses.

Most of the Naples City employees sheltered within the city throughout the hurricane. This allowed continuation of critical services until tropical force winds required that all seek shelter. Personnel mobilized at sunrise today. Their first mission is to clear the main roads so that you may return home. Access to some areas is not possible because of downed power lines and flooding. Naples Police are patrolling neighborhoods, and Fire-Rescue is assisting with road clearing, fire, and medical response.

For those who left the city, we recommend that you do not return to today. You may find that you cannot drive to your home. Because we are focused on a strategic street clearing plan, we cannot help individuals to gain access to their street. We expect to have the main roads partially opened by the end of the day, and most residential side streets in the next few days. Even if successful in meeting this schedule, downed power lines may prevent access, and streets may be partially blocked by trees and limbs. Some streets are flooded. Many driveways are blocked by up-rooted trees. There is access to most business properties, although most are closed as of this date.

There is a county-wide curfew from 9:00 p.m. to 6:00 a.m. Please limit driving to essential tasks. Cautious driving is recommended due to hazardous conditions, missing stop signs, limited line-of-sight at intersections, and obstacles. It is recommended that water be boiled before use until further notice. Of course, the ability to boil water may be limited with the power outages, so bottled water is the best option.

The requirement that landscape firms must haul away landscape debris is temporarily suspended. Property owners and landscape firms may place landscape debris on the right-of-way, immediately adjacent to your property. Please inform your landscape firm that they may place your landscape debris next to the street. Do not place debris on the street or sidewalk. We ask that landscape debris be placed by the street as soon as possible. Your city has made arrangements to pick up storm debris. Contractors are now mobilizing for pickup and will begin soon.

Please share this message with your association members, friends, and associates.

Best wishes,

Bill Moss
City Manager
City of Naples
Comment: My brother in law has a condo at Bears Paw in Naples


IBM or Apple? Revisited at 4 Months

4 months ago

Comments: Will IBM ever turn around?


My IPhone SE upgrade

I upgraded my 45 month old 16 Gig 5S to a 32 Gig SE today. I bought the IPhone SE at Best Buy. I bought the pre-paid phone and then added it to my plan at the AT&T store. Then I sold the old 5S on Ebay for $ 85.00. I had the UPS store package and mail it for me. I replaced my 45 month old Otterbox case as well.

Update on 9/7:


OHHS '67 Most Infamous Graduate

Comment: Please, Please - don't be at the reunion! From the NYTimes 1987:
For Ms. Miller, it all started June 10, 1986, when she received a call from a woman who identified herself as Celeste White, from Staten Island in New York City. Speaking in an urgent, panicky tone, Mrs. White said she had to see Ms. Miller immediately. She explained that she was the sister of Teresa Taylor, whose husband had so brutally murdered her. Ms. Miller remembered that, didn't she? Ms. Miller did, but not in any detail. All she recalled from local news reports was that Dr. Kenneth Taylor, a dentist who lived nearby in prosperous Manalapan Township, had been convicted of bludgeoning his wife to death eight months earlier.

Sometime late that same Saturday night or early Sunday morning, Ken Taylor murdered his wife, smashing in the back of her head at least nine times with a 20-pound barbell. Telephone toll records would show that between midnight and 5:48 A.M. Sunday, 26 calls were made from Taylor's home to pornographic message services in California and brothels in New York.

Although he did his best to remove any traces of what had happened, forensic experts would discover evidence of a 55-foot trail of blood in the house as Taylor dragged Teresa's body to the garage and deposited her in the trunk of his car. He then placed 5-month-old Philip in the front seat and drove to the home of his parents in Indiana.

Ken Taylor was found guilty of murder, and, on Oct. 4, 1985, was sentenced to serve a minimum of 30 years without parole
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